If kidney disease affects your ability to work, you might qualify for Social Security disability benefits. This means monthly payments and free health insurance. Over 150,000 workers with kidney disease have received disability checks in the year 2021, according to the researchers. To apply for kidney disability benefits, the applicant needs to understand the criteria for approval.
Is kidney Disease a Disability?
Yes, Kidney disease can make you eligible for Social Security disability benefits if it hinders your ability to work. Meeting strict SSA requirements involves thorough documentation, requiring collaboration with your medical team. Enhance your chances by seeking assistance from a disability attorney. (Get detailed insights on SSA’s 5-step evaluation process)
How Does SSA Define Kidney Disease?
The Social Security Administration defines kidney disease as a medical condition that affects the kidneys, impairing their ability to function and leading to significant health issues. To qualify for disability benefits, the condition must meet specific criteria outlined by the SSA, showcasing its severity and impact on an individual’s ability to work. (You can get further details on how to apply for the disability benefits?)
Eligibility Criteria Of The SSA For kidney Disease Disability
To qualify for disability benefits due to kidney disease, the Social Security Administration (SSA) has specific eligibility criteria that applicants must meet. The kidney disease should be severe and result in chronic kidney disease (CKD), requiring dialysis or a kidney transplant. Alternatively, the condition must meet other specific medical criteria outlined by the SSA in the Blue Book.
In addition to the medical requirements, the SSA considers the impact of kidney disease on an individual’s ability to engage in substantial gainful activity (SGA). SGA refers to the ability to perform work that provides a substantial income. If the kidney disease significantly limits the applicant’s ability to work and earn a living, it may meet the SSA’s criteria for disability benefits.
What If My Kidney Disease Meets The Criteria?
If your kidney disease meets the eligibility criteria set by the Social Security Administration (SSA), the next steps involve navigating the disability benefits application process.
Gather comprehensive medical documentation supporting your kidney disease diagnosis and its severity. This documentation should include medical records, test results, treatment plans, and other relevant information from healthcare professionals involved in your care.
Once you have compiled the necessary medical evidence, complete the disability benefits application through the SSA’s online portal, over the phone, or by scheduling an appointment with your local Social Security office.
Ensure that you provide accurate and detailed information about your kidney disease, its impact on your daily life, and any limitations it imposes on your ability to work.
If necessary, seek assistance from a disability attorney who can guide you through the application process, and increase your chances of approval. (Learn more about what social security disability lawyers do?)
Types Of Social Security Disability
Social Security Disability includes two main programs:
- Social Security Disability Insurance (SSDI): This program provides benefits to individuals who have paid Social Security taxes and earned enough work credits. Eligibility is based on work history and the severity of the disability.
- Supplemental Security Income (SSI): SSI is a needs-based program that provides financial assistance to disabled individuals with limited income and resources. Work history doesn’t impact eligibility, but financial need is key.
How Much Is a Disability Check For Kidney Disease?
Individuals with kidney disease may receive an average Social Security disability payment of $1,444.42. The maximum disability payments for kidney disease are $3,600 for SSDI and $914 monthly for SSI in 2023. Some individuals may be eligible for both SSDI and SSI simultaneously. (Learn more on what is the difference between SSDI and SSI)
What If My Kidney Disease Impairment Doesn’t Meet The Criteria?
If your kidney disease impairment doesn’t meet the specific criteria outlined by the SSA, your disability claim may be denied. In such cases, it’s crucial to carefully review the reasons for denial provided by the SSA and consider filing an appeal.
Consulting with a Social Security Disability Lawyer can be beneficial in navigating the appeals process and strengthening your case to meet the eligibility requirements.
Disability Conditions That May Qualify For Benefits