ndividuals with Atrial Fibrillation (AFIB) may be eligible for disability benefits if the condition significantly impairs their ability to engage in substantial gainful activity (SGA) for at least 12 months. 

To support a disability claim for AFIB, thorough and compelling medical evidence is crucial. This includes comprehensive documentation from medical professionals detailing the diagnosis, treatment history, severity of symptoms, functional limitations, and the impact of AFIB on daily activities and work capacity. 

What is AFIB?

Atrial Fibrillation (AFIB) is a common heart rhythm disorder where the heart’s upper chambers (atria) experience irregular electrical signals, causing them to quiver instead of contracting effectively. This irregular heartbeat can lead to symptoms like palpitations, shortness of breath, fatigue, and dizziness. 

Is AFIB a disability?

Whether AFIB qualifies as a disability depends on the severity of the condition and its impact on an individual’s ability to perform work. In some cases, AFIB may be considered a disability if it significantly limits an individual’s physical or cognitive abilities, making it impossible to perform their job or engage in other daily activities.

To determine if AFIB qualifies as a disability, factors such as the severity of symptoms, the effectiveness of treatment, the individual’s age, and ability to perform work-related tasks are considered. If AFIB severely impairs an individual’s ability to work and meet the criteria established by the Social Security Administration (SSA) for disability benefits, they may be eligible to apply for SSDI and SSI benefits.

Types of AFIB

Atrial Fibrillation (AFIB) can be categorized into several types based on its duration and underlying causes:

  • Paroxysmal AFIB: This type involves episodes of irregular heartbeats that start suddenly and usually stop on their own within 7 days. The heart returns to its normal rhythm without medical intervention.
  • Persistent AFIB: In this type, the irregular heart rhythm lasts more than 7 days and doesn’t revert to normal. Medical treatment or procedures may be needed to restore a regular heartbeat.
  • Long-Standing Persistent AFIB refers to AFIB that has persisted for over a year and requires ongoing management to control the heart rhythm.
  • Permanent AFIB: In permanent AFIB, efforts to restore a normal heart rhythm have been unsuccessful, and the condition is considered permanent. Treatment focuses on managing symptoms and reducing the risk of complications.
  • Nonvalvular AFIB: This type occurs without an underlying heart valve issue. It’s the most common form of AFIB and is often associated with other risk factors like age, high blood pressure, and heart disease.
  • Valvular AFIB: Valvular AFIB is related to heart valve disorders, such as mitral valve stenosis. It’s less common and may require specialized treatment.

Symptoms of AFIB

Atrial Fibrillation (AFIB) can manifest with various symptoms, which may vary in intensity and duration. Common symptoms of AFIB include:

  • Palpitations: Irregular, rapid, or fluttering heartbeat sensations, often described as a “racing” or “pounding” heart.
  • Fatigue: Feeling exhausted, even with mild exertion.
  • Shortness of Breath: Difficulty breathing or catching your breath, especially during physical activity or lying down.
  • Dizziness or Lightheadedness: Feeling faint, dizzy, or lightheaded, which may be accompanied by a spinning sensation (vertigo).
  • Chest Discomfort: Chest pain, pressure, or discomfort, which may be mistaken for a heart attack. This symptom may occur, especially in people with underlying heart conditions.
  • Weakness: Generalized weakness or a sense of reduced physical strength.
  • Confusion or Mental Fog: Difficulty concentrating, confusion, or a feeling of mental cloudiness.
  • Anxiety: Increased feelings of anxiety or unease.

AFIB can increase the risk of blood clots, stroke, and other heart-related complications. It can also lead to depression.

Eligibility Criteria for AFIB

Atrial Fibrillation (AFIB) is covered under Section 4.05 of the Social Security Administration’s (SSA) “Blue Book,” which is the manual used to evaluate disability claims. Section 4.05 explicitly addresses various types of heart arrhythmias, including AFIB.

To qualify for disability benefits under Section 4.05, the medical documentation must show that your AFIB meets specific criteria, such as:

  • Chronic Heart Failure: The presence of chronic heart failure that meets certain specifications.
  • Symptomatic Atrial Fibrillation: Documented episodes of AFIB that cause syncope (fainting) or near-syncope, congestive heart failure, or a reduced ability to perform daily activities.
  • Recurrent Atrial Fibrillation: Frequent episodes of AFIB that are resistant to treatment and result in severe symptoms.

How to apply for AFIB disability benefits

To apply for disability benefits due to Atrial Fibrillation (AFIB), follow these general steps. 

  • Gather Medical Documentation: Collect comprehensive medical records, test results, and documentation from healthcare providers that detail your AFIB diagnosis.
  • Review Eligibility Criteria: Understand the eligibility criteria for the disability benefits program you’re applying for. 
  • Complete Application: Apply for disability benefits through the appropriate channels. For SSDI, you can apply online through the SSA’s website, in person at a local Social Security office, or by phone.
  • Provide Detailed Information: Complete the application forms with accurate and detailed information about your medical condition, work history, earnings, and other relevant details. 
  • Appeals Process: You can appeal the decision if your initial application is denied. The appeals process may involve reconsideration, a hearing, and further legal steps.

Disability Benefits denied? Contact A Disability Lawyer

If you receive a denial of Atrial Fibrillation (AFIB) disability benefits, a Social Security disability lawyer can assist in appealing the decision and increasing your chances of a successful outcome. They will carefully review the denial letter to understand the specific reasons for the denial and identify any areas that must be addressed in the appeal.

Disability Conditions That May Qualify For Benefits

Blindness Brain Tumor AFIB Autism
Borderline Personality Disorder Cancer Narcolepsy PTSD
Vertigo Schizophrenia Seizure Dyslexia
Celiac Disease Anxiety Depression ADHD
Agoraphobia Alopecia Asthma Bipolar
Breast Cancer Dementia Dysautonomia Epilepsy
Fibromyalgia Hearing Loss lupus POTS
Scoliosis Sleep Apnea Diabetes