A Chapter 13 bankruptcy lawyer helps eligible individuals reorganize debts through a court-approved repayment plan that generally lasts several years. The process may allow debtors to catch up on mortgage arrears, manage secured and unsecured debts, and protect certain assets while making structured payments. An attorney can review eligibility, prepare required filings, propose a repayment plan, address creditor objections, and guide the debtor through confirmation and completion of the case.
Jeffrey M. Sklarz is a business law attorney with Green & Sklarz LLC in New Haven, Connecticut.
In Augusta, GA, Todd M. Boudreaux works on bankruptcy concerns involving debt relief, court filings, and creditor issues.
Paul Jeffrey Carter is a business law attorney with Bergkvist, Bergkvist & Carter LLP in Long Beach, California.
In Los Angeles, CA, Michael Salanick's practice includes bankruptcy concerns, especially debt relief, court filings, and creditor issues.
Marlin Branstetter is an Anaheim, CA bankruptcy attorney with nearly 40 years of experience guiding Orange County clients through Chapter 7 & 13 filings.
The West Palm Beach, FL profile for Brian Mcmahon highlights personal injury matters, including accident-related losses and compensation issues.
Business law attorney with Zeisler & Zeisler, P.C. in Bridgeport, Connecticut, serving business clients on corporate and commercial matters.
Charles Laputka works on bankruptcy matters in Bethlehem, PA, addressing debt relief, filings, and creditor issues.
Wayne O'Mccook works on personal injury matters in Albuquerque, NM, addressing accident-related losses and compensation issues.
Montgomery, Alabama criminal defense attorney with over 25 years of experience in civil and criminal trial and appellate law.
Paula Greenway practices in Birmingham, AL, with a focus on bankruptcy law matters and debt options, filings, and creditor concerns.
Christopher P. Walker's work in Anaheim, CA is centered on bankruptcy concerns, with attention to debt relief, court filings, and creditor issues.
Learn about Michael J. Berger's Beverly Hills, CA practice, including bankruptcy matters and debt relief, filings, and creditor issues.
Derren S. Johnson's Baton Rouge, LA practice is focused on personal injury matters, including accident-related losses and compensation issues.
Martin E. Long handles matters in Denver, CO involving bankruptcy law matters, including debt options, filings, and creditor concerns.
Kimberly A. Sheek works on family law matters in Charlotte, NC, addressing marital, parenting, custody, and support concerns.
Daniel B. Spitzer is a Business Law attorney in Encino, California, helping businesses and owners navigate complex legal matters.
Marsha C. Mason handles consumer bankruptcy and Social Security disability cases for clients in Alexander City, Alabama.
Chad J. Julius' practice in Harrisburg, PA centers on bankruptcy law matters, including debt options, filings, and creditor concerns.
How do I know if I need a Chapter 13 bankruptcy lawyer?
A Chapter 13 bankruptcy lawyer may help if you have regular income, are behind on debts such as a mortgage or car loan, and want to catch up over time while keeping your property.
What does a Chapter 13 bankruptcy lawyer do?
A Chapter 13 bankruptcy lawyer reviews your finances, prepares and files the petition and repayment plan, represents you at the meeting of creditors and court hearings, and communicates with the trustee and creditors.
How much does a Chapter 13 bankruptcy lawyer cost?
Fees vary by location and case complexity. Many Chapter 13 lawyers charge a flat fee, part of which may be paid through the repayment plan. The court filing fee is separate.
Who qualifies for Chapter 13 bankruptcy?
Chapter 13 is generally available to individuals with regular income whose debts fall below limits set by federal law. A lawyer can review whether you qualify and whether another chapter may fit better.
What should I bring to a Chapter 13 bankruptcy consultation?
Helpful documents may include pay stubs, tax returns, a list of debts and creditors, mortgage and car loan statements, bank statements, and any foreclosure or collection notices.
Is there a statute of limitations or deadline for Chapter 13 bankruptcy?
There is no deadline to file, but timing rules apply. You must complete credit counseling within 180 days before filing, and waiting periods after an earlier bankruptcy may limit your ability to receive a discharge. Repayment plans last three to five years.
How can FindTheLawyers help me compare Chapter 13 bankruptcy lawyers?
FindTheLawyers helps you explore Chapter 13 bankruptcy lawyers by location and practice area, making it easier to compare attorneys who handle repayment plan bankruptcies.